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Source: Cardguide UK Card issuers have argued that these customers are actually costing them money because they have to pay administrative costs for issuing statements and administrating accounts, but they are not actually making them any money because they are hardly ever using their credit cards. However, some think that the fees that are being applied to the inactive or rarely used accounts of many credit card holders are just another way for card companies and banks to try and recoup losses that resulted from the ceiling limit that was placed on credit card penalty fees by UK financial regulators last year.
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