Source: PRNW
The Personal Credit Index(SM) is down 15 points to 90, which is the lowest level since November 2006. Here are some of the schoking numbers:

Consumer financial concerns

• 38 percent are concerned about not being able to pay medical costs associated with a serious illness
• 28 percent fear not being able to pay the medical costs for normal health care
• 28 percent worry about not being able to maintain the standard of living they enjoy
• 21 percent are concerned about not having enough money to pay their monthly bills
• 16 percent are worried about not being able to pay their rent, mortgage or other housing costs
• 13 percent worry about not being able to make minimum payments on their credit cards

Credit Card Usage:

• 37 percent say they generally pay the full amount of their credit card bill(s) each month.
• 13 percent say they usually pay the full amount but not always
• 24 percent say they pay as much as they can but usually leave a balance
• 11 percent report that they usually pay the minimum but not much more
• 13 percent said they did not have any credit cards

Quality of Life:

• Only 26 percent of those making less than $40,000 annually feel they are in a good position to buy, while 71 percent feel they are not
• In sharp contrast, 60 percent of those making $75,000 or more feel they are well-positioned to spend, while only 38 percent of these consumers feel they are not in a good position to buy
• Among those making $40,000 but less than $75,000, 44 percent feel they are in a good position to spend, while 53 percent feel they are not